I finally reached a decision. I reviewed my finances and everything in my situation for the tenth time and I think I'm going to move forward with my plans to meet with an Orlando bankruptcy lawyer. That was not an easy decision. I looked at just about every other option and this one is the best thing I can come up with. I confided in my parents about how my financial situation looked and they both agreed. They were shocked until I explained everything I went through this year. I didn't anticipate my ex-boyfriend leaving me with the bulk of the expenses for the trips we went on. We were supposed to share that burden and I thought we had reached a full understanding of that before I put all of the expenses on my credit card. That was our breaking point. I just couldn't keep up with everything by myself. He couldn't pull his weight. He was always going out with his friends and then I would hear stories of how irresponsibly he was acting. I'm better off without him. I just wished I realized it before I spent all that money. Anyways, I can't tell you how much I'm looking forward to wiping the slate clean. I'm more than ready to move on!